Insurance Options

The following insurance options are not officially endorsed by the IICRC. This simply serves as a resource for our Certified Firms who are in need of insurance.

Custom Designed Insurance Packages

ARMR.Network, LLC serves the restoration industry by offering a series of business insurance products for IICRC Certified Firms. IICRC premium discounts apply to general liability/contractors pollution liability/professional liability/business automobile.

Additionally, there are insurance options for contractors’ equipment, workers compensation and packouts. These ARMR insurance products are available through local insurance agents, including specially trained insurance agents with Allstate who now offer business automobile insurance featuring IICRC rate credits.

For a free discussion of all your insurance options with a ARMR insurance consultant call 1-877-735-0800 or visit the ARMR at www.armr.net/IICRC.html for more information.

Contractors Pollution Liability and General Liability Insurance Package

IICRC Certified Firms are eligible for a package insurance policy that has been specifically designed for firms in this business.

The introduction of universal mold exclusions into virtually all insurance policies has  changed the insurance needs of the restoration and remediation contracting industry and their customers. David Dybdahl, CPCU, ARM, MBA, an expert in environmental insurance and a member of the S520 standards drafting committee, has written a white paper that explains how universal pollution and mold exclusions will affect the restoration and remediation business and offers practical advice on obtaining appropriate insurance in the future.

The white paper can be reviewed at www.armr.net/newreality.pdf. To obtain a copy by mail or to speak to a representative to answer any questions you may have, call (608) 798-2904.